Peace of Mind for the Future….

Independent Pension Specialists
We work closely with a trusted Pension Specialist who provides bespoke advice for our clients. They have been providing pension advice services for over 25 years and have a wealth of knowledge and experience in this sector.

Whether you are a seasoned campaigner or are just starting out, it’s key to review your pension to ensure that your plan is on track. Plans can change, new opportunities can arise and what you think you will be doing when you retire may change at various stages of your life.

Other examples of reasons to review your pension are to check if you’re getting the maximum tax breaks or if you need to consolidate your pensions, or if the level of risk in your pension is right for you. These are amongst a few of the reasons to review your pension regularly, but the main reason is to check that you are on track for the retirement income you want.

Our Independent Pension Specialists have shared with us the most popular questions that their clients ask:

  • I am unsure how my past and current pensions all work?
  • I have a pension but don’t know if it is any good or not, but keep all the paperwork they send to me which I don’t understand?
  • I have different pensions with various pension companies and previous employers; am I better off having them in one place?
  • I know I need to do something about pensions but have heard they are risky and you can lose your money… how true is that?
  • My company are making changes to their pension scheme and I don’t understand what it means to me?
  • I am coming up to retirement and have to make some choices… what decisions should I make?
  • Am I on track for the retirement income I want?

If you are unsure about any aspect of your pension planning, then please make contact and we will refer you to our Pension Specialist for a non-obligatory discussion.

The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested.

Richard Cornwell Independent Mortgages is an appointed representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading style of Personal Touch Financial Services Ltd and is not authorised to give advice in this area. You will be instead referred to a trusted specialist.